Turkey Insurance
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Travel insurance for Turkey

Coverage for medical emergencies, trip disruption, and peace of mind. Turkey is not in the EU—private insurance is essential. Get a quote in minutes.

We also offer travel insurance for France, Italy, Spain, Germany, and other European destinations.

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Why choose travel insurance for Turkey

From medical emergencies to lost luggage—we've got you covered so you can focus on your trip.

Emergency medical care

Hospital stays, surgery, and emergency treatment in Turkey. No EHIC coverage here—private insurance is essential for visitors.

Trip cancellation & interruption

Reimbursement when your trip is cancelled or cut short for covered reasons—illness, severe weather, or family emergencies.

Lost, delayed & stolen baggage

Compensation for lost, stolen, or delayed luggage so you can replace essentials and continue your journey.

24/7 multilingual assistance

Round-the-clock support in multiple languages for emergencies, claims, and travel advice.

How it works

1

Choose your plan

Pick coverage that matches your trip length and needs—including e-Visa-friendly options.

2

Get covered in minutes

Receive your digital insurance certificate by email—no paperwork, no hassle.

3

Travel with confidence

Explore Turkey knowing you're protected for medical emergencies, delays, and more.

Coverage at a glance

Category Included
Emergency medical Emergency medical treatment
Hospitalization
Medical repatriation
Emergency dental
Trip protection Trip cancellation
Trip interruption
Travel delay
Baggage Lost baggage
Delayed baggage
Stolen items
Assistance 24/7 assistance
Multilingual support
Emergency hotline

Who needs travel insurance for Turkey?

e-Visa and visa applicants

Many nationalities need an e-Visa for Turkey. While travel insurance is not always legally required for the visa, it is strongly recommended—medical costs for foreigners can be high and EHIC does not apply in Turkey.

EU/EEA travelers

Turkey is not in the EU. Your European Health Insurance Card (EHIC) is not valid in Turkey. Private travel insurance is essential for medical emergencies, repatriation, and trip cancellation.

Everyone else

Whether you're from the US, UK, Australia, or elsewhere, comprehensive travel insurance helps with medical emergencies, lost baggage, and trip disruptions in Turkey—so you can focus on enjoying your trip.

Where are you traveling from?

Select your country to see visa requirements, coverage details, and tailored information.

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Latest articles

Turkey Entry Requirements 2026: Visa, Insurance & Documents

What you need to enter Turkey in 2026—e-Visa, travel insurance, and documents.

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Complete Guide to Travel Insurance for Turkey (2025-2026)

Everything you need to know about travel insurance for Turkey.

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Turkish e-Visa Guide: Application, Cost & Insurance

How to get your Turkey e-Visa and why travel insurance matters.

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Frequently asked questions

Do I need travel insurance for Turkey?

Travel insurance is not legally required to enter Turkey, but it is strongly recommended. Turkey is not in the EU or Schengen area, so the European Health Insurance Card (EHIC) does not apply. Medical costs for foreigners can be high; private travel insurance covers emergencies, repatriation, and trip cancellation.

What does travel insurance cover in Turkey?

Travel insurance typically covers emergency medical treatment, hospitalization, medical repatriation, trip cancellation and interruption, lost or delayed baggage, and 24/7 assistance. Turkey has no EHIC agreement, so full private coverage is essential for peace of mind.

How much does healthcare cost in Turkey for foreigners?

Costs vary by facility and treatment. Private hospitals and emergency care for uninsured visitors can run from hundreds to thousands of euros. Travel insurance helps avoid large out-of-pocket expenses and covers repatriation if needed.

Do I need a visa for Turkey?

Many nationalities can get an e-Visa for Turkey online before travel. Requirements depend on your passport. Check the official Turkish e-Visa website. Travel insurance is not mandatory for the e-Visa but is strongly recommended.

What emergency numbers should I know in Turkey?

In Turkey, call 112 for general emergency (medical, ambulance), 155 for police, and 110 for fire. Keep your travel insurance policy number and 24/7 assistance hotline handy.

Is my EHIC valid in Turkey?

No. Turkey is not in the European Union. The European Health Insurance Card (EHIC) is not valid in Turkey. You need private travel insurance for medical cover and repatriation.

When will turkey-insurance.com plans be available?

We are preparing comprehensive travel insurance plans for Turkey and will launch soon. Contact us at [email protected] to be the first to know when our plans become available.

Coming soon

We're launching soon

Be the first to get our travel insurance for Turkey and other destinations. Simple pricing, built for travelers.

Get in touch Email us directly

We're finalizing our plans and will launch soon. Contact us to be the first to know.

Travel Insurance for Turkey 2026: Medical, Cancellation, Delays and More

Turkey is one of the most rewarding destinations in 2026, combining city breaks in Istanbul with hot-air balloon mornings in Cappadocia, beach time in Antalya, Bodrum, Marmaris or Fethiye, and iconic day trips to Ephesus, Pamukkale, Izmir and the Black Sea coast around Trabzon. It’s also a country where the right travel insurance matters more than many travellers expect, because Turkey is not in the EU and not in Schengen. That means the EHIC does not apply, and public healthcare access arrangements that travellers assume in Europe generally won’t help you here. For many nationalities, entry also involves an e-Visa, so trip planning tends to be more structured; if dates shift, flights are missed, or you need to cancel for a covered reason, travel insurance for Turkey can turn a costly disruption into a manageable claim. turkey-insurance.com is built around this reality, offering travel insurance options for Turkey and other destinations, aimed at visitors who want clear coverage for the risks that actually happen on real trips.

Healthcare costs for foreigners in Turkey can be significant, especially in private hospitals and in major tourist areas where English-speaking services are readily available. A straightforward doctor consultation in a private clinic can run into the thousands of Turkish lira depending on location and specialty, while emergency room treatment, diagnostic imaging, or short hospital stays can quickly multiply the total. An ambulance may also be chargeable, and costs vary by provider and distance. In busy hubs like Istanbul and Antalya, private facilities often expect payment upfront or a guarantee of payment, which is where travel medical insurance becomes practical rather than optional. Good medical cover for Turkey typically includes emergency treatment, hospitalisation, prescribed medication, and emergency medical evacuation when local care isn’t suitable. Repatriation cover is equally important: if you need to return home under medical supervision, the cost can be far beyond what most travellers can comfortably fund out of pocket.

Travel insurance is also about the non-medical expenses that can derail a carefully planned itinerary. Trip cancellation and trip interruption cover can protect prepaid flights, hotels, tours and domestic connections if you must cancel before departure or cut the trip short for a covered reason such as serious illness, injury, or certain family emergencies. In 2026, travellers are still facing a mix of airline schedule changes, occasional strike-related disruption in wider travel networks, and weather events that can affect connections, particularly when combining international flights with domestic legs to places like Dalaman (for Fethiye), Bodrum, Izmir, Antalya, or Trabzon. Flight delay and missed departure benefits can help with essential extra costs such as meals, local transport, and replacement accommodation, and some policies also cover additional expenses to catch up with a tour. Baggage cover is another practical area: delayed bags can mean immediate replacement purchases, and lost or stolen items can be expensive to replace in tourist centres. If you’re carrying higher-value items like cameras or laptops, check policy limits, single-item caps, and whether valuables must be kept with you rather than checked in.

A well-chosen Turkey travel insurance policy also considers personal liability, which is often overlooked. Liability cover can help if you accidentally cause injury to someone else or damage property, which can be relevant in hotels, rentals, and everyday situations. For active trips, check how the policy treats common activities in Turkey: hot-air balloon excursions in Cappadocia, boat trips along the Turquoise Coast, paragliding in areas like Ölüdeniz near Fethiye, hiking, diving, or quad biking. Coverage depends on the insurer’s activity list and any exclusions, so matching your itinerary to the policy wording is essential. If you plan to rent a car or scooter, confirm what’s covered under travel insurance versus what must be handled through rental insurance and local requirements.

Practical readiness matters as much as paperwork. Save Turkey’s emergency numbers before you travel: 112 for general emergency assistance, 155 for police, and 110 for fire. Keep your insurer’s emergency assistance contact details accessible, not only in email but also offline. If you need medical help, contact the assistance team early; they can direct you to appropriate facilities and may be able to arrange payment guarantees where supported. For claims, documentation makes the difference: medical reports, itemised bills, pharmacy receipts, airline delay confirmations, police reports for theft, and proof of ownership for valuable items. turkey-insurance.com focuses on helping visitors choose travel insurance for Turkey that fits real travel patterns in 2026, from short city breaks in Istanbul and Izmir to multi-stop routes covering Cappadocia, Ephesus, Pamukkale, Antalya and Bodrum, while also supporting travellers heading onward to other destinations. The result is simple: the right coverage turns an unexpected problem into a solvable interruption, instead of a trip-defining expense.